Heading out on a boat or ship is a fun activity that the entire family and your friends can enjoy. However, travelling by water invites risks such as weather, losses, or damage to the ship itself. Marine insurance is a variety of general insurance that covers the loss or damage of the property, cargo, and people who travel by sea.

There are four kinds of marine insurance: cargo insurance protects cargo and the personal belongings of crew and passengers. Hull insurance protects the vessel itself. Freight insurance protects against the loss of cargo. And Liability insurance protects against other hazards.

A great marine insurance company provides all-round coverage against risk and offers worldwide assistance. That’s exactly what companies like Northstar Marine Insurance do. Click here to find out what you need to know to get a quote.